Open banking, a child sector within Superscout's Fintech category, encompasses the technology platforms that enable secure sharing of financial data between banks and third-party providers through APIs, powering account aggregation, payment initiation, identity verification, and the financial data infrastructure that enables innovative financial services. With 1 funder actively investing in open banking startups tracked in Superscout's database, the sector is driven by regulatory mandates (PSD2 in Europe, open banking regulations in the UK, Brazil, Australia, and emerging frameworks globally).

For open banking founders, the 2025-2026 funding environment rewards infrastructure companies that provide reliable API connectivity across financial institutions, strong compliance and security frameworks, and the ability to enable innovative use cases for the fintech applications built on top of open banking data.

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