B2B payments, a child sector within Superscout's Fintech category, encompasses the platforms that modernize how businesses pay each other, including AP/AR automation, cross-border business payments, virtual cards for business spending, and the infrastructure that enables real-time B2B settlement. With 2 funders actively investing in B2B payments startups tracked in Superscout's database, the sector addresses the fact that B2B payments totaling $125+ trillion annually remain dominated by checks, wire transfers, and manual processes.

For B2B payments founders, the 2025-2026 funding environment rewards platforms that integrate payment processing with accounting workflows, reduce payment processing costs and settlement times, and serve specific industry verticals where payment friction is highest.

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