Sector
Financial technology: payments, lending, banking infrastructure, wealth management, and crypto rails.
Banking Infrastructure
Core systems and APIs enabling modern digital banking services
The field
At a glance
Definition
Core systems and APIs enabling modern digital banking services
Technologies
Cloud-native core banking runs on modern architecture rather than mainframes. Banking-as-a-service APIs enable any company to embed banking features. Real-time payment processing handles instant settlement. Compliance infrastructure automates KYC, AML, and regulatory reporting. Open banking APIs share account data with authorized third parties.
Applications
Cloud-native core banking replaces legacy mainframe systems. BaaS platforms enable fintechs to offer deposit accounts and cards. Compliance infrastructure automates KYC/AML for account opening. Real-time payment rails process instant transfers.
Market and funding
The global banking technology market exceeds $70 billion, spanning core banking, payments, compliance, and the emerging BaaS (Banking-as-a-Service) layer.
Next door
Related sectors
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