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FINTOP Capital is a venture capital firm founded in 2016 by a team of experienced founders and operators in the fintech sector. The firm is headquartered in Nashville, Tennessee, and has an additional office in New York, New York. FINTOP Capital specializes in early-stage and growth-stage investments, focusing primarily on fintech companies.
As of now, FINTOP Capital manages over $700 million in assets across multiple funds, with a strategic investor network that includes approximately 100 banks and financial services companies, collectively holding assets valued at $1.3 trillion. This extensive network provides FINTOP Capital with unique insights and connections that benefit its portfolio companies.
FINTOP Capital invests in early-stage and growth-stage fintech companies, specifically targeting sectors such as payments, lending, insurance, wealth management, and enterprise fintech software. The firm emphasizes B2B SaaS solutions tailored for financial services. Their investment strategy is centered on companies that demonstrate proven product-market fit, real revenue, and possess experienced teams.
FINTOP Capital typically engages in seed, seed-plus, and Series A funding rounds, primarily within North America. The firm seeks to partner with entrepreneurs who are 'rewiring finance' and are positioned to disrupt traditional financial services.
FINTOP Capital has built a diverse portfolio of fintech companies, including:
Joe Maxwell - Managing Partner; a serial fintech entrepreneur with extensive experience in building and scaling fintech companies.
Rick Kushel - Co-Founder; brings a strong fintech background and operational expertise to the firm.
Adam Aspes - Partner; involved in strategic decision-making and investment management.
Chris Haley - Partner; focuses on identifying and supporting promising fintech startups.
Jim McKelvey - Partner; known for his contributions to the fintech industry and investment strategy.
Ryan Zacharia - Partner; specializes in operational support for portfolio companies.
Max Haskin - Principal; plays a key role in deal sourcing and evaluation.
George Cecil - Director, Data & Analytics; focuses on leveraging data to inform investment decisions.
Colleen Flynn - Director, Marketing; oversees marketing strategies and communications.
Matt Kelley - Director, FINTOP Network; manages relationships within the investor network.
Rick Holton - Co-Founder; contributes to the firm's strategic vision and growth.
Eric Kwong - Director, Finance/Ops; responsible for financial operations and management.
Paige Linker - Executive Assistant; supports the team with administrative tasks.
Chrissy Whitty - Associate; assists in deal evaluation and portfolio management.
Brittani Roberts - Director; focuses on operational excellence within the firm.
Jared Winegrad - Partner; involved in investment strategy and portfolio oversight.
Cooper Winrich - Analyst; supports research and analysis for investment opportunities.
To pitch FINTOP Capital, startups should send their proposals to deals@fintopcapital.com. It is recommended to include a comprehensive pitch deck that outlines the business model, market opportunity, and team qualifications. While specific response time expectations are not provided, founders should anticipate a thorough review process given the firm's focus on quality investments.
FINTOP Capital hosts the FINTOP Summit, an annual event designed to connect investors with portfolio leaders and industry experts. The summit provides a platform for networking and sharing insights within the fintech community. Interested participants can apply through the FINTOP Capital website for details on registration and eligibility.
On October 7-9, 2026, FINTOP Capital will host the FINTOP Summit in Nashville, TN, bringing together investors, portfolio leaders, and industry guests to discuss trends and opportunities in fintech.
Q?
What are FINTOP Capital's investment criteria?
A FINTOP Capital focuses on early-stage and growth-stage fintech companies with proven product-market fit, real revenue, and experienced teams. They primarily invest in sectors such as payments, lending, and B2B SaaS solutions.
Q?
How can startups apply or pitch to FINTOP Capital?
A startups can pitch to FINTOP Capital by sending an email to deals@fintopcapital.com. It is advisable to include a detailed pitch deck outlining the business model, market opportunity, and team background.
Q?
What makes FINTOP Capital different from other venture capital firms?
A FINTOP Capital differentiates itself through its extensive network of approximately 100 banks and financial services firms, which provides portfolio companies with critical resources and connections in the fintech sector.
Q?
What is the geographic scope of FINTOP Capital's investments?
A FINTOP Capital primarily focuses on investments within North America, leveraging its Nashville and New York offices to connect with startups across the region.
Q?
What is the typical check size for investments made by FINTOP Capital?
A FINTOP Capital typically invests in seed, seed-plus, and Series A rounds, although specific check sizes are not disclosed.
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