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Insurance Distribution

Technology platforms for insurance agents and brokers

Fig. 386 · Door knocker

The field

At a glance

Definition

Technology platforms for insurance agents and brokers

Technologies

Insurance APIs enable any platform to offer relevant coverage at checkout. Comparison engines provide multi-carrier quotes. Embedded insurance triggers coverage offers at the point of need. Digital agency platforms provide end-to-end insurance purchasing. AI recommendation engines suggest optimal coverage based on individual risk profiles.

Applications

Travel platforms offer trip insurance at booking. E-commerce platforms offer product protection at checkout. Fintech apps embed insurance alongside financial products. Comparison engines show multi-carrier quotes for auto and home insurance.

Market and funding

Global insurance premiums exceed $7 trillion annually. Distribution technology serves every channel through which insurance reaches buyers.

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